CTC to In-Hand Salary Calculator

Enter your CTC and see the complete breakdown: basic, HRA, PF, professional tax, income tax (new regime), and monthly in-hand salary.

Annual CTC (Rs)

Rs 2LRs 1 Cr

Monthly In-Hand Salary (approx.)

Rs 87,211

Rs 10,46,527 per year

CTC Breakdown (Annual)

Basic Salary (40%)Rs 4,80,000

HRA (50% of Basic)Rs 2,40,000

Special AllowanceRs 1,20,000

Employer PF (12% of Basic)- Rs 21,600

Gratuity (4.81% of Basic)- Rs 23,088

Insurance- Rs 24,000

Gross SalaryRs 11,31,312

Monthly Deductions

Employee PF- Rs 1,800

Professional Tax- Rs 200

Income Tax (New Regime)- Rs 5,065

Monthly In-HandRs 87,211

Where Your CTC Goes

In-Hand (87%) PF (4%) Tax (5%) Other

* Calculations use New Tax Regime (FY 2024-25) with standard deduction of Rs 75,000. Actual salary structure may vary by employer. This is an estimate.

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